:root{--nf-ink:#17324d;--nf-muted:#667789;--nf-line:#d8e0e7;--nf-paper:#ffffff;--nf-bg:#f5f7f9;--nf-auto:#2f6f9f;--nf-tax:#3d7c63;--nf-lending:#675a91;--nf-business:#9a6a27;--nf-accent:#2f7f7a}
html{scroll-behavior:smooth}body{background:var(--nf-bg)!important;color:var(--nf-ink)!important;padding-bottom:70px;line-height:1.55}.bg-white{background:var(--nf-paper)!important}.bg-slate-50{background:#f7f9fa!important}.bg-slate-100{background:#eef2f5!important}.text-slate-900{color:var(--nf-ink)!important}.text-slate-700{color:#31475c!important}.text-slate-600,.text-slate-500{color:var(--nf-muted)!important}.border-slate-200,.border-slate-300{border-color:var(--nf-line)!important}.border-slate-400{border-color:#9eacb9!important}.shadow-sm{box-shadow:none!important}.shadow\[0_-4px_20px_rgba\(0\,0\,0\,\.12\)\]{box-shadow:none!important}.rounded-3xl{border-radius:14px!important}.rounded-2xl{border-radius:12px!important}.rounded-xl{border-radius:10px!important}.rounded-md{border-radius:7px!important}.ad-slot{background:#edf1f4!important;border:1px dashed #9aa9b6!important;color:#667789!important;border-radius:8px!important}.nf-nav{border-bottom:1px solid var(--nf-line)!important;background:#fff!important}.nf-brand{display:flex;align-items:center;gap:.65rem}.nf-brand-mark{display:grid;place-items:center;width:34px;height:34px;border:1px solid #b9c7d3;border-radius:8px;color:var(--nf-ink);background:#f6f8fa}.nf-brand-mark svg{width:21px;height:21px}.nf-nav a{transition:color .15s ease}.nf-nav a:hover{color:var(--nf-ink)!important}.nf-tool-head{display:flex;gap:12px;align-items:flex-start}.nf-tool-icon{width:42px;height:42px;flex:0 0 42px;padding:9px;border-radius:9px;border:1px solid currentColor;background:#fff}.nf-auto{color:var(--nf-auto)}.nf-tax{color:var(--nf-tax)}.nf-lending{color:var(--nf-lending)}.nf-business{color:var(--nf-business)}.nf-calc-card{border:1px solid var(--nf-line)!important;background:#fff!important;box-shadow:none!important}.nf-button{background:var(--nf-ink)!important;border:1px solid var(--nf-ink)!important;border-radius:8px!important}.nf-button:hover{background:#244967!important}.nf-result{border-left:3px solid var(--nf-accent)!important;background:#f7faf9!important}.nf-section-label{font-size:.72rem;letter-spacing:.13em;text-transform:uppercase;font-weight:800;color:var(--nf-muted)}.nf-infographic{border:1px solid var(--nf-line)!important;background:#fff!important;border-radius:12px!important;box-shadow:none!important}.prose h2,.prose h3{color:var(--nf-ink)!important}.prose a{color:var(--nf-auto)}footer{background:#fff!important;border-color:var(--nf-line)!important}@media(min-width:768px){body{padding-bottom:0}}@media(max-width:767px){.nf-tool-icon{width:38px;height:38px;flex-basis:38px;padding:8px}}
.nf-card-icon{display:grid;place-items:center;width:42px;height:42px;margin-bottom:16px;border:1px solid currentColor;border-radius:9px;background:#fff}.nf-card-icon svg{width:24px;height:24px}.nf-nav img{display:block}.nf-calc-card input,.nf-calc-card select{border-color:var(--nf-line)!important;background:#fff}.nf-calc-card input:focus,.nf-calc-card select:focus{border-color:#7b93a8!important;box-shadow:0 0 0 2px #e8eef2!important;outline:none}.nf-button{box-shadow:none!important}.group:hover{box-shadow:none!important}.group span.mt-4{color:var(--nf-ink)}
.nf-auto{--nf-current:var(--nf-auto)}.nf-tax{--nf-current:var(--nf-tax)}.nf-lending{--nf-current:var(--nf-lending)}.nf-business{--nf-current:var(--nf-business)}.nf-card-icon{color:var(--nf-current);background:color-mix(in srgb,var(--nf-current) 9%,white);border-color:color-mix(in srgb,var(--nf-current) 28%,white)}.group{border-top:3px solid transparent!important}.group:hover{border-top-color:var(--nf-current)!important}.nf-calc-card .nf-button{color:#fff!important}.nf-tool-icon{background:color-mix(in srgb,currentColor 9%,white)!important}

/* Numifi Insight: AI-style guidance generated locally from calculator results. */
.nf-insight{display:flex;gap:14px;align-items:flex-start;padding:18px 20px;border:1px solid #cfdbe3;border-left:3px solid #2f7f7a;background:#f6faf9;border-radius:14px}
.nf-insight-mark{width:34px;height:34px;flex:0 0 34px;display:grid;place-items:center;border:1px solid #b9d5d2;border-radius:9px;background:#fff;color:#2f7f7a;font-weight:900}
.nf-insight-badge{font-size:11px;font-weight:700;letter-spacing:.02em;color:#52706e;background:#e9f2f1;border:1px solid #c9dfdc;border-radius:999px;padding:3px 7px}
.nf-insight-action{border:1px solid #c5d2d9;background:#fff;color:#29455a;border-radius:8px;padding:7px 10px;font-size:12px;font-weight:700;cursor:pointer}
.nf-insight-action:hover{border-color:#2f7f7a;color:#246965}

/* Compact homepage hero and expanded ad inventory */
.nf-home-hero{padding-top:1.5rem!important;padding-bottom:1.5rem!important}
.nf-home-hero h1{font-size:2.25rem!important;line-height:1.08!important}
.nf-home-hero p{margin-top:.75rem!important}
.nf-footer-ad{margin:0 auto;padding:0 1rem 1.5rem}

/* NumifiCalc 2026 modular redesign */
.nf-site-nav{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid #e5e9ed}
.nf-nav-inner{max-width:1240px;margin:auto;padding:14px 20px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.nf-nav-links{display:flex;gap:22px;align-items:center}
.nf-nav-links a{font-size:14px;font-weight:700;color:#536273;text-decoration:none}
.nf-nav-links a:hover{color:#17324d}
.nf-nav-cta{border:1px solid #d6dee5;border-radius:8px;padding:8px 13px;background:#fff;color:#17324d!important}
.nf-home{background:#fff}
.nf-home-hero{max-width:1240px;margin:auto;padding:54px 20px 34px}
.nf-eyebrow{font-size:12px;letter-spacing:.14em;text-transform:uppercase;font-weight:800;color:#667789}
.nf-hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(320px,.85fr);gap:50px;align-items:center}
.nf-home h1{font-size:clamp(38px,5vw,64px);line-height:1.02;letter-spacing:-.045em;margin:12px 0 18px;max-width:760px}
.nf-home-lead{font-size:18px;line-height:1.65;color:#607080;max-width:680px}
.nf-hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.nf-primary{display:inline-flex;align-items:center;justify-content:center;background:#17324d;color:#fff;border-radius:8px;padding:11px 16px;font-weight:800;text-decoration:none}
.nf-secondary{display:inline-flex;align-items:center;justify-content:center;border:1px solid #d5dde4;background:#fff;color:#17324d;border-radius:8px;padding:11px 16px;font-weight:800;text-decoration:none}
.nf-hero-card{border:1px solid #e1e7ec;background:#f7f9fa;border-radius:16px;padding:26px}
.nf-hero-card h2{font-size:15px;margin:0 0 16px}
.nf-stat-row{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}
.nf-stat{background:#fff;border:1px solid #e1e7ec;border-radius:10px;padding:13px}
.nf-stat strong{display:block;font-size:21px}
.nf-stat span{font-size:11px;color:#73808c}
.nf-ad-wrap{max-width:1240px;margin:0 auto;padding:0 20px 26px}
.nf-home-layout{max-width:1450px;margin:auto;display:grid;grid-template-columns:160px minmax(0,1fr) 300px;gap:28px;padding:0 20px 60px}
.nf-side-ad{position:sticky;top:90px;height:600px}
.nf-content{min-width:0}
.nf-section{padding:28px 0}
.nf-section-head{display:flex;justify-content:space-between;align-items:end;gap:16px;margin-bottom:16px}
.nf-section-head h2{font-size:28px;letter-spacing:-.025em;margin:4px 0 0}
.nf-section-head p{margin:0;color:#6c7a88;font-size:14px}
.nf-count{font-size:12px;font-weight:800;color:#7a8793}
.nf-tools{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
.nf-tool-card{display:flex;flex-direction:column;min-height:170px;padding:20px;border:1px solid #e0e6eb;border-radius:12px;background:#fff;text-decoration:none;color:#17324d;transition:transform .15s ease,border-color .15s ease,box-shadow .15s ease}
.nf-tool-card:hover{transform:translateY(-2px);border-color:#b8c5d0;box-shadow:0 8px 24px rgba(23,50,77,.07)}
.nf-tool-card .icon{width:38px;height:38px;display:grid;place-items:center;border-radius:9px;background:#f3f6f8;border:1px solid #e0e6eb;margin-bottom:15px;font-size:18px}
.nf-tool-card h3{font-size:16px;margin:0 0 7px}
.nf-tool-card p{font-size:13px;color:#6b7987;line-height:1.5;margin:0}
.nf-tool-card .open{margin-top:auto;padding-top:14px;font-size:13px;font-weight:800}
.nf-category{border-top:1px solid #e6ebef}
.nf-category.auto .icon{color:#2f6f9f}.nf-category.tax .icon{color:#3d7c63}.nf-category.lending .icon{color:#675a91}.nf-category.business .icon{color:#9a6a27}
.nf-mini-ad{height:180px;margin:24px 0}
.nf-footer-ad{max-width:1240px;margin:0 auto;padding:0 20px 30px}
.nf-home-footer{border-top:1px solid #e2e7eb;background:#f7f9fa}
.nf-footer-inner{max-width:1240px;margin:auto;padding:30px 20px;display:flex;justify-content:space-between;gap:30px}
@media(max-width:1100px){.nf-home-layout{grid-template-columns:1fr}.nf-side-ad{display:none}.nf-tools{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:760px){.nf-nav-links{display:none}.nf-hero-grid{grid-template-columns:1fr}.nf-home-hero{padding-top:36px}.nf-hero-card{display:none}.nf-tools{grid-template-columns:1fr}.nf-home h1{font-size:42px}.nf-home-layout{padding-left:14px;padding-right:14px}.nf-ad-wrap,.nf-footer-ad{padding-left:14px;padding-right:14px}}

/* Calculator-page side advertising: visible on desktop, hidden on smaller screens. */
.nf-calc-layout{max-width:1450px;margin:0 auto;display:grid;grid-template-columns:160px minmax(0,1fr) 300px;gap:28px;padding:24px 20px 60px}
.nf-calc-side-ad{position:sticky;top:90px;height:600px}
@media(max-width:1100px){.nf-calc-layout{grid-template-columns:1fr}.nf-calc-side-ad{display:none}}
@media(max-width:767px){.nf-calc-layout{padding:18px 14px 45px}}
.nf-market-strip{border:1px solid #e0e6eb;border-radius:14px;background:#f7f9fa;padding:18px}
.nf-market-head{display:flex;justify-content:space-between;align-items:end;gap:15px;margin-bottom:12px}
.nf-market-head h2{margin:0;font-size:18px;letter-spacing:-.02em}
.nf-market-date{font-size:11px;color:#71808e}
.nf-market-grid{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:8px}
.nf-market-item{background:#fff;border:1px solid #e1e7ec;border-radius:10px;padding:12px;min-width:0}
.nf-market-label{font-size:11px;color:#6f7d8a;font-weight:700}
.nf-market-value{font-size:19px;font-weight:900;color:#17324d;margin-top:4px;white-space:nowrap}
.nf-market-note{font-size:10px;color:#87939e;margin-top:3px}
@media(max-width:900px){.nf-market-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:600px){.nf-market-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.nf-market-head{align-items:flex-start;flex-direction:column}}

/* Market snapshot: responsive cards prevent overlap and make direction scannable. */
.nf-hero-grid{grid-template-columns:minmax(0,1fr) minmax(520px,1.05fr);gap:34px;align-items:stretch}
.nf-hero-copy{min-width:0;display:flex;flex-direction:column;justify-content:center}
.nf-market-strip{min-width:0;padding:20px}
.nf-market-grid{grid-template-columns:repeat(5,minmax(0,1fr));gap:9px}
.nf-market-item{min-width:0;padding:12px 10px;overflow:hidden}
.nf-market-label{min-height:30px;line-height:1.35}
.nf-market-value{font-size:clamp(16px,1.55vw,20px);letter-spacing:-.02em;overflow-wrap:anywhere}
.nf-market-change{display:inline-block;margin-top:6px;font-size:11px;font-weight:800;line-height:1.2;white-space:nowrap;border-radius:999px;padding:3px 6px}
.nf-market-change.up{color:#19734a;background:#edf8f1;border:1px solid #cce7d7}
.nf-market-change.down{color:#b13b3b;background:#fff1f1;border:1px solid #efd0d0}
.nf-market-note{margin-top:6px}
@media(max-width:1100px){.nf-hero-grid{grid-template-columns:1fr}.nf-market-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:760px){.nf-market-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.nf-market-item{padding:12px}.nf-market-label{min-height:auto}.nf-market-value{font-size:18px}.nf-market-head{align-items:flex-start}}